Want to take that first step on the property ladder, but there’s something in the way? We’ve listed some of the most common barriers to buying your first home, and how to overcome these.
“I don’t know where to start”
The simplest way to start is to get in touch with us. We’ve been helping first time buyers move into their first home for 35 years, so we have the knowledge and expertise to guide you through the whole process.
Our friendly staff can hold your hand through each step of the process – from choosing your new home, and selecting the right kitchen and bathroom elements, to handing you the keys on moving-in day. We strip away the jargon and remove the stress to make the whole process simple.
“I don’t have a large deposit”
Thanks to MI New Home in Scotland and NewBuy in England you don’t have to - you can buy a brand new home with as little as 5% deposit. These government-supported schemes are available on a wide selection of our homes for sale, and we’re sure you’ll find a home you love among them.
Our exclusive First Time Buyers Plan can also help you buy a home with a deposit as low as 5% or 10%. If you want to find out more about saving for your first deposit, take a look at the hints and tips on our website, or contact us for a consultation with an Independent Financial Advisor.
“Mortgage repayments will cost much more than my rent”
This isn’t always true! Talk to an Independent Financial Advisor, who help you find a good deal and affordable mortgage repayments. With our First Time Buyers Plan, your monthly repayments on a brand new Stewart Milne Home can be as little as £368 per month.
“I don’t have the time to deal with all the legal stuff”
Juggling a job, a social life and a house move can be difficult, and dealing the legal and financial process can seem daunting. That’s why we take the time to explain to you how things work at every stage and work closely with solicitors to make everything easier for you.
“Carpeting and furnishing a new house is too expensive”
While it’s true that the costs of carpets, curtains, appliances and furnishings can run to thousands of pounds, when you buy a home with us it doesn’t have to. If you buy a new home using our First Time Buyer Plan we will include – at no extra cost – floor coverings, curtains and your choice of furniture from a wide and stylish range. We’ll even throw in a 40” plasma TV and home cinema!
Get in touch with us to find out more about buying your first home, or take a look at all the great extras available with our First Time Buyers Plan.