Press coverage on the housing market says that it’s easier to buy a first home today than it has been in the past five years - and the number of people who feel able to take that all-important first step on the property ladder is on the rise.
In recent years, renting seemed like a tempting prospect because many people believed that it meant paying out less each month for your own home. But with new mortgage products for first time buyers appearing on the market, you’re more likely now than at any time in the last few years to find an affordable home loan that suits you. And investing that monthly payment in a beautiful property that you own instead of simply giving it to a landlord can give you a real sense of independence.
At Stewart Milne Homes we’ve been giving people a helping hand onto the property ladder for over 35 years, so we have the knowledge and the experience to get you moving. While many house builders simply offer a hard sell or a discount, we offer valuable help and guidance in the most important aspects of buying a first home. Our aim is to make it easier to buy a new home, and here are just some of the ways we can help:
Independent Financial Advice
At Stewart Milne Homes, we can refer you for a consultation with an IFA at no initial cost. Take a look at the Buying a Home section of our website to find out more about our free financial advice service.
Help To Buy
The Help to Buy scheme has made buying a home in Scotland and England even more affordable – and it’s available to first time buyers.
With the help of a deposit as low as 4% in Scotland and 5% in England, an affordable mortgage and equity loan assistance from the UK Government and Scottish Government, Help To Buy could help you to afford the kind of new home you desire.
The First Time Buyers Plan
We understand that the cost of buying your first home involves more than just a mortgage, so we’ve added a few extras to our First Time Buyers plan that are sure to make you feel at home, including carpets, blinds, light fittings and a choice of furniture. We’ll even throw in a free 40” plasma TV with state-of-the-art home cinema system – something that’s sure to wow your first guests!
A Helping Hand
From the initial viewing of your new home with a sales consultant, who will explain all of the options, features and offers available on a new home, to assistance with solicitors, mortgages, interior design and all aspects of moving home; our team of experts will guide you through every step of the process and make it as easy as possible for you to get moving. We also have some great tips for saving for a deposit on this blog.
Search for your first home today, and we’ll help you start your journey to home ownership.