Choosing to buy a new home from Stewart Milne Homes means your dream home could be yours in just a few simple steps. The process of buying a new home has never been easier; whether this is your first time buying a new home or you are dreaming of your next family home, with our simple guide you could be moving into your ideal home sooner than you think.
Stage 1: Finding the Right Mortgage
When you find your new home you’ll be keen to move in as quickly as possible. Organising your finances and starting the mortgage process early will help you get all the information and help you need to find the right mortgage.
At Stewart Milne Homes we understand that finding the right mortgage can be a time consuming and often frustrating process. That’s why we give you access to free independent financial advice to guide you through the whole process and help to make finding a mortgage quick and hassle free. As a fully qualified and regulated expert, a new homes mortgage specialist can help you navigate the full range of home finance products available – and most importantly – help you decide which one is the right choice for you and your circumstances.
Don’t forget that when you buy a new build home from Stewart Milne Homes, you could be eligible to take advantage of Help to Buy, which could make owning your dream home even more easy and affordable.
Stage 2: Viewings
Buying a home is one of the most important decisions you’ll make. A new home is an investment in your future so it’s important to view a range of homes and locations to make sure you find the one that’s right for you. When you’re viewing potential homes it can be useful to make a checklist of what you want and need from your new family home to help you make the right decision. Be sure to look at the quality of the build and finishing touches in the show home – this is a great indicator of the high level of quality you can expect from a home you choose.
You can view any of the beautiful show homes across our developments in Scotland and England at any time. There’s no need to make an appointment – just show up during opening hours at a time that’s convenient for you. A friendly member of the Stewart Milne Homes team will be able to answer any questions you have about the home without any pressure or obligation to buy.
Stage 3: Market Your Current Home
If you haven’t already done so, putting your current home on the market will help you act quickly when you find your perfect home. Let Stewart Milne Homes help you make the process of selling your current home quick and easy. Our Help to Sell Your Current Home service gives you access to our valuable marketing services, which not only help your value and promote your home, but assist you through the whole sale process through an estate agent.
We also offer an exclusive Part Exchange offering, that could get you an offer on your existing property in as little as 5 days. We arrange two independent valuations – ensuring a fair and current market price – then make an offer on your house. To make the whole process even easier, we can then manage the sale of your old property in tandem with the purchase of your new home.
Stage 4: Reserve Your Home
Already found your dream home in our range of stunning developments? Stewart Milne Homes will let you reserve your new family home with an affordable deposit. Your dedicated Stewart Milne Homes consultant will then guide you through the whole process and help you to secure your new home with minimum paperwork.
At Stewart Milne Homes we understand that a home is a reflection of your personality and style. Depending on the stage of construction, you’ll have the opportunity to choose from a fantastic range of high spec fixtures and fitting to go in your new home as well choosing the carpets and taking advantage of our landscape garden service.
Stage 5: Make an Offer and Finalise Your Mortgage
Now that you’ve found your next family home it’s time to make an offer for it. As soon as your offer has been accepted, simply alert your solicitor and mortgage provider in order to complete the sale. Once the sale has been finalised, you’re free to pick up your keys and begin your new life in your new home.
Aftercare from Stewart Milne Homes
When you buy your home from Stewart Milne Homes, our fantastic customer care will carry on for years after you’ve moved in. All of our homes are covered by The National House Building Council’s 10 Year Buildmark Warranty and our dedicated Customer Care Department are always on hand to help. The good news is that when you buy a new home from Stewart Milne Homes, you’re buying a home built by a 5 Star home builder so you can relax knowing that your property will be built to the highest possible standards.
Take the first step to finding your next family home, browse our collection of new homes today.